Grow Your Business with Finance

Access micro-loans from ₦10,000 to ₦500,000 to expand your waste collection business. No traditional collateral required.

Choose Your Finance Option

Flexible financing solutions designed for waste collection entrepreneurs

Starter Loan

₦10,000 - ₦50,000
  • Perfect for beginners
  • 24-48 hour approval
  • 3-6 month repayment
  • 5% monthly interest
  • No collateral required

Best for:

Basic equipment, small transport, initial inventory

Apply Now
Most Popular

Growth Loan

₦50,000 - ₦200,000
  • Scale your operations
  • 24-48 hour approval
  • 6-12 month repayment
  • 4% monthly interest
  • Activity-based credit

Best for:

Vehicles, storage facilities, team expansion

Apply Now

Business Loan

₦200,000 - ₦500,000
  • Major business expansion
  • 48-72 hour approval
  • 12-24 month repayment
  • 3.5% monthly interest
  • Established track record

Best for:

Processing equipment, multiple vehicles, facility setup

Apply Now

How Our Finance Works

Simple, transparent process based on your JoliTrash activity

1

Check Eligibility

Use our quick eligibility checker to see what loans you qualify for based on your JoliTrash activity.

2

Submit Application

Fill out our simple application form with basic information about your business plans.

3

Quick Approval

Get approved within 24-72 hours based on your collection history and business plan.

4

Receive Funds

Funds are transferred directly to your mobile money account or bank account.

5

Flexible Repayment

Repay through your JoliTrash earnings or direct payments - whatever works for you.

Success Stories

Real entrepreneurs who grew their businesses with our finance

Amina's Success Story

Amina's Transport Business

Kano, Nigeria

"With a ₦150,000 loan, I bought a pickup truck. Now I collect from 5 neighborhoods and earn ₦80,000 monthly. The loan paid for itself in 4 months!"

₦150K Loan Amount
₦80K Monthly Income
4 months ROI Period
Ibrahim's Success Story

Ibrahim's Processing Center

Lagos, Nigeria

"Started with ₦50,000 for sorting equipment. Now I process materials for 20+ collectors and built a sustainable recycling business."

₦50K Initial Loan
20+ Collectors Served
300% Income Growth
Fatima's Success Story

Fatima's Collection Network

Abuja, Nigeria

"Used ₦300,000 to hire 5 collectors and rent a warehouse. We now handle waste collection for 3 residential estates."

₦300K Business Loan
5 Team Members
3 Estate Contracts

Check Your Eligibility

See what loans you qualify for in under 2 minutes

Finance FAQ

Common questions about our financial services

What do I need to qualify for a loan?

You need to be an active JoliTrash user for at least 1 month with consistent collection activity. No traditional collateral required - your platform activity is your credit history.

How quickly can I get approved?

Most applications are approved within 24-48 hours. Business loans may take up to 72 hours for larger amounts requiring additional verification.

How do I repay the loan?

You can repay through your JoliTrash earnings (we deduct a percentage from each collection) or make direct payments via mobile money or bank transfer.

What if I can't make a payment?

Contact us immediately if you're facing difficulties. We offer flexible repayment plans and can adjust your schedule based on your collection activity.

Are there any hidden fees?

No hidden fees! Our interest rates are transparent and clearly stated. The only additional cost might be mobile money transfer fees, which are minimal.

Can I get multiple loans?

Yes! Once you've successfully repaid 50% of your current loan and maintained good collection activity, you can apply for additional financing.

Ready to Grow Your Business?

Join hundreds of entrepreneurs who've scaled their waste collection businesses with our finance

Call to Apply Now Check Eligibility